Turtleneck is an insurance, as it was 200 years ago. It is about people mutually and transparently protecting each other. There is no actuary actually trying to estimate your chance of living a long life, instead we look at what happens to our members.

Yes, you can cancel Turtleneck at any time and have the balance of your wallet reimbursed.

Since we charge death cases only when they happen and not based on statistics, nothing could be cheaper than Turtleneck.

Starting a membership on Turtleneck is very quick. It can be done online and you see immediate quotes.

Yes, you can. You should choose your coverage according to your needs. The more coverage you require, the higher your initial payment and supportive contributions will be.

The exact amount will be communicated at the beginning of every year and depends on how many claims have been regulated during the previous year and your age. The maximal amount will be communicated at the time of subscription.

Members with increased risk, who are older, or who have more coverage, will be asked to contribute more.

Turtleneck Instant covers only from accidental death, but it can be subscribed by everyone within one minute.

Turtleneck is managed by Squarelife, a regulated life insurance company. Behind Turtleneck there are also the big names in the reinsurance industry.